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Recognizing Reinsurance Costs in Direct Pricing
Recognizing Reinsurance Costs in Direct Pricing Panelists at this session of the SOA 2001 Toronto Spring ...- Authors: W Howell Pugh, Dale Filsinger, Paul Myers
- Date: Jun 2001
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Reinsurance>Life reinsurance
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A Tale of Two Values: Direct Response Insurance
A Tale of Two Values: Direct Response Insurance From a panel discussion session at the Spring regional ... the measurements actuaries are using to evaluate direct response products: customer lifetime value and ...- Authors: Jay Jaffe, Ben Lutek, Robert Moser, Robert E Winawer
- Date: May 1999
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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Current Issues in Life Insurance Pricing
more to the table than in the past, when their primary service was capacity. Many reinsurers are having ... competition. This severe competition has allowed direct companies to view or, at least, look at reinsurance ...- Authors: Application Administrator, Douglas Doll, Craig Reynolds, Raymond DiDonna
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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New Developments - Term Insurance
percent of first year premium. A.L. Williams takes care of sales training, sales administration, and certain ... business and only selling direct response term. We have been in the direct response business for about ...- Authors: Gerald Kopel, Thomas A Skiff, Richard Tash, Robert L Whitney, Melville J Young
- Date: Apr 1985
- Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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The Blurring of the Line Between Group and Individual Insurance
stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...- Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Expense Analysis and Allocation
eightfold. These results must be interpreted with care. The front ending of commissions without a change ... that there was not much we could do in terms of direct control of expenses. When you talk about year-end ...- Authors: David Congram, Robert H Dreyer, John Macarchuk, Philip Turner
- Date: May 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Expenses - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
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Profit Measures in Pricing: Their Use and Interpretation
investors look at return on equity, they don't care whether the return on equity on your term portfolio ... use profit margin as your primary measure? How many use IRR as your primary measure? That is a little ...- Authors: Application Administrator, Vratislav Vodrazka
- Date: May 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Financial management; Life Insurance>Pricing - Life Insurance
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Expense Assumptions in Pricing
can garner from the health business. For their primary product most companies follow a second alternative ... is sometimes also referred to as differential or direct costing. Our conservative approach to expense analysis ...- Authors: John Cumming, Anthony J Grippa, Richard G Woll, Paul T Bourdeau
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
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What Have We Done To Ourselves? A Discussion Of Current Pricing Philosophy
method of premium payment plan chosen to fund the primary coverages which were death benefits. Of course ... although distinct, does have an influence on the direct insurance marketplace. I will attempt to review ...- Authors: Wayne D Bidelman, Michael Khalil, Application Administrator, R Stephen Radcliffe, Richard S Robertson
- Date: Oct 1986
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Preferred Underwriting: Survey Says?
contracting with reinsurance companies to provide direct analysis of underwriting practices and quality ... then present the preliminary results from both the direct writer survey and the reinsurance survey. This ...- Authors: Application Administrator, Mary J Bahna-Nolan, Mark Swanson
- Date: May 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance